COMMERCIAL
MORTGAGE & FINANCE BROKERS

Why use a broker?
Running a business means every decision has a ripple effect — and your finance strategy is no exception. The right broker doesn’t just get you a loan; they become a strategic partner who understands cash flow cycles, asset purchases, tax structures, and the need to move quickly when opportunity strikes. Unlike the banks, we’re not locked into one product or one way of thinking. We cut through the noise, leverage a national lender panel, and structure deals that protect working capital while fuelling growth. For business owners, using a broker isn’t a luxury — it’s the competitive edge that ensures you’re always two steps ahead.
What type of loan can I get?
At APEX FINCAP, we tailor finance to fit your goals — whether you’re buying property, funding growth, upgrading equipment, or unlocking working capital. With access to banks, non-banks, and private equity lenders, we can structure the right loan for every stage of your business or personal wealth journey.
A LITTLE BIT
ABOUT OUR
Firm
At APEX FINCAP, we help business owners, investors, and professionals secure the right finance solutions to accelerate growth and build wealth. Founded in Brisbane and backed by decades of combined expertise across business, banking, and corporate finance, our team brings both strategic insight and hands-on execution to every deal. We go beyond simply writing loans—we take the time to understand our clients, their businesses, and their goals, leveraging our extensive lending panel of banks, non-bank lenders, and private equity partners to deliver tailored outcomes. With a client-first culture, rigorous processes, and a national broker network, APEX FINCAP is built to provide the clarity, capability, and confidence that ambitious Australians need to scale.
"MONEY IS A TOOL, WEALTH IS A STRATEGY!"
Meet Our Leadership Team!
"At APEX FINCAP, we invest in our people. A core driving principle here is simple: a rising tide lifts all ships. Our team is at the centre of everything we do, because when our people are empowered, they’re in the best position to deliver exceptional outcomes for clients. We believe leadership is where culture begins and where it’s driven from—shaping a business that thrives on collaboration, growth, and shared success."
- William Waugh (Managing Partner)
"Banks don't get it"
“Banks Don’t Get It.”
If you’re a business owner, you’ve probably felt the frustration:
-
Endless paperwork.
-
Weeks of delays.
-
Declines because you don’t fit neatly into a tick-box model.
Meanwhile, opportunities slip away. Deals fall through. Growth stalls.
At APEX FINCAP, we engineer funding around your numbers, your narrative, and your risk profile — not the bank’s checklist.

How does it work?
01
You can call "1800 11 APEX" or book in for a 15-minute discovery phone call.
02
If we can help you, you'll be matched with an APEX FINCAP broker.
03
Your broker will conduct a detailed Fact Find session with you and collect all relevent details.
04
You'll be set up with a secure client portal to upload all your relevent documents.
05
Your broker and our team will assess your file and structure a strategy to suit your requirements.


Our purpose is to
help people, and this is at the core of our culture...
The Vision
At APEX FINCAP, a private and family-owned enterprise, we are passionately dedicated to crafting the finest brokerage experience for our members and clients.
Our unwavering commitment to honesty, respect, and integrity forms the bedrock of everything we do. By weaving our family values into the fabric of our business, we aim to cultivate an environment where our brokers feel genuinely appreciated and are empowered to reach their fullest potential.
We lead by example, ensuring our clients receive unparalleled service and steadfast support through some of life's most significant challenges. Entrusting us with the most intimate details of their financial lives, our clients allow us the privilege of guiding them through some of the most impactful decisions they will ever make—a responsibility we embrace with profound seriousness.
